Compound Interest Calculator

Future Value $0
Total Contributions $0
Interest Earned $0
Monthly Passive Income (4% rule) $0

Understanding the Calculator

  • Initial Investment: The amount you start with
  • Monthly Contribution: How much you add each month
  • Expected Return: Historical stock market average is ~8-10%
  • 4% Rule: Safe withdrawal rate for retirement income

Investment Timeline Examples

Conservative (6%) Bonds, dividend stocks
Moderate (8%) Index funds, balanced portfolio
Aggressive (10%) Growth stocks, equity heavy

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